Business Funding for Hispanic Business Owners in the U.S.

One Park Financial has helped more than 55,000 small business owners access over $1.5 billion in working capital — including thousands of Hispanic business owners who were turned away by traditional banks.

The Gap Traditional Banks Leave Behind

Hispanic business owners face a specific challenge when seeking business funding. Traditional banks rely heavily on credit scores, years of credit history, and collateral — criteria that often disadvantage business owners who are newer to the U.S. financial system, have thinner credit files, or operate in cash-intensive industries.

A credit score of 650 or even 680 is often enough to get rejected by a bank. But that same business — with solid monthly revenue and a clear cash flow pattern — can qualify for funding through One Park Financial.

A Human Process Built for Your Community

One Park Financial was built on the understanding that small business is personal. The moment a business owner submits a form, a real person calls them. One Park Financial's team speaks Spanish and understands the reality of running a family business, a restaurant, a trucking operation, or a retail store in the Latino community.

Banks do not have time for small businesses. One Park Financial was built for exactly that.

Who Qualifies

• 3 months in business

• $10,000/month in gross revenue

• A business bank account

• No perfect credit required — One Park Financial looks at cash flow, not just your score

Funding from $5,000 to $500,000

One Park Financial connects business owners with funding options from $5,000 up to $500,000, with decisions in hours and funds available in as little as 24 hours.

Your business deserves a real shot. Take the first step and see what you qualify for. 

José Miguel Vera

SVP of Growth & Marketing

One Park Financial's editorial team brings together funding specialists, business strategists, and small business advocates to create practical content for the entrepreneurs we serve.