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Frequently Asked

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Starting The Process

The process to see if you qualify for business capital is fast, simple, and secure. Just click here to get started or call one of our funding experts.

We know it can be intimidating and often times confusing figuring out how to secure business capital. We strive to take the confusion out of the process. One of our funding experts will walk you through the simple steps required for evaluation, explain the options and offers, and facilitate your inquiry through funding.

You do not incur a fee to start the process or review any funding option we share with you. In the event that you secure funding through our services, you will be charged a professional service fee.

Very little information and paperwork is required. Usually an easy one-page customer information profile, a few months of bank statements, and items such as a consumer report, copy of a driver’s license and a copy of a void check are all that are needed for funding. There may be times when a funder may ask for other items such as taxes or proof of ownership. It’s all contingent upon the funder.

Funding will usually take place within 1-3 business days after being approved.

Basic Requirements

We work with affiliated and nonaffiliated 3rd parties called “Funders” that provide small businesses capital by purchasing future receivables. We work with you to secure the capital you need for your business. For most of our programs, you only need to be in business for a minimum of 3 months, earn at least $7,500 in gross monthly revenue, and have a minimum credit score of 500. Contact a funding expert to discuss your unique situation and find out what options are available to you.

We work with all US states excluding California and New York.

So long as you are not actively in an open bankruptcy case, a past closed bankruptcy is rarely a problem. We have funding partners that won’t turn you down for a bankruptcy. Our funders know that a past divorce or a foreclosure during the housing crisis doesn’t have any effect on your ability to run a successful business.

Yes. In fact, some will even offer reduced payment amounts if the advance is paid early.

No. This is not a requirement.

All our funders only provide business capital, not consumer credit. While personal credit is a part of the typical underwriting process, other factors such as the strength of your business are very important. We have a variety of funders, affiliated and 3rd parties, including those that work with those who have personal credit challenges.

Funding Programs

You must have at least 3 months of time in business and at least $7,500 in gross revenues per month. If you are a start-up business that meets these prerequisites, contact one of our funding experts to go over the options available.

Our funders have many different programs and term lengths. The majority of these programs are repaid within 4-12 months.

Most funding programs typically range from $5,000 to $500,000. The amount our funders may offer you will depend on many factors. Funders will look at your business and unique situation. Contact one of our funding experts to see how much funding is available to you.

Most businesses use the working capital to purchase inventory, cover payroll, pay taxes, or expand their business. The truth is you can use the money for any purposes that will help you grow your business.


Typically, the funder will purchase future receivables. Your business typically makes a payment to the funder daily or weekly via ACH debit drawn from your business checking account.

The rates and fees charged by our funding partners will vary based on multiple factors. Things like past earnings, time in business, and your industry will all play a part. Some are based on a flat fee on the amount funded, some are based on a factor rate. One of our funding experts will walk you through our application process and get you a no-obligation offer(s) within hours.

We receive an origination fee from our funding partners, and we charge a professional service fee ONLY once you have been funded.

About One Park Financial

We approach each of our business customers with a unique and personal touch unlike most other funders or services. Our goal is for you to receive a quality offer appropriate for your business. One Park Financial strives to build a long-lasting relationship with each and every business we work with. Let us take the leg work out of the process so you can focus on what you do best.

We take the safety and security of each business customer's information very seriously. That is why we employ data encryption technology.

Don't delay, let's get growing today!

Partner with us to access the funding you need, fast. We've been making a big difference in the lives of small business owners since 2010.

Ready to build on your success?

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