How it works

At One Park Financial, we understand that applying for a bank loan can be a long, drawn out process that many small and mid-sized businesses will not qualify for. We are experts at pairing businesses with the right funders, and since 2010, we have been making a difference in the lives of business owners across the country.

By working with a large network of funders (over 20) we are able to offer a wide variety of flexible financing and funding options without all the hassles, hurdles and games associated with traditional bank financing.

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Minimum Qualification Requirements

Get Qualified in minutes and Funded in days

  • YEARS IN BUSINESS

    We work with businesses open for 3+ months

  • BUSINESS REVENUE

    We work with revenues of $5,000** or more.

  • CREDIT CONCERNS

    Bad Credit? Not a problem.

  • Industries

    We work with a majority of industries.

**This minimum revenue requirement does NOT apply to business owners in California. For businesses in California, a $12,000 minimum is required. We are currently NOT accepting brand new applications of businesses based in California.

With minimal paperwork required and a super simple online application process, business owners no longer need to wait in line at a bank to get financing. Our fully automated online marketplace is designed to get actual results for small businesses, saving them time and money.

Contact us for your free, no obligation business funding pre-qualification assessment. We can help you find the business funds you need, even if you have imperfect credit or have experienced other challenges that prevent you to acquire a bank loan or traditional business loan.

Get Funded

Our Simple, Straight Forward

Business Funding Process

01
Apply Online
One simple form-and less than five minutes of your time gets the funding process started.
02
Get Pre-Qualified
Find out now if you qualify for funding. After pre-qualifying, we’ll help get the right funding sources for your needs.
03
REVIEW YOUR OFFERS
Our funding team reviews your application and works with you to pair your business with the right funders.
04
Get Funded
You accept a funding offer, and the money is in your account within three business days.

With One Park Financial, you don’t have to struggle to get the working capital you need. Our streamlined process is design to make it easy for small and mid-size companies to gain access to business funding.
Contact us today to get started.

We succeed when you succeed!

But, don’t just take our word for it…

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The One Park Advantages

At One Park Financial, we know that securing working capital is hard for small and mid-sized businesses. We believe that you deserve to have the same great business funding options as big enterprises do. So we help you find funding sources that both meet the requirements of smaller businesses and provide fast, flexible access to working capital you need to succeed.

  1. Financing from $5,000 to $500,000
  2. Qualification Decisions in Under 24 Hours
  3. Funding in as little as 72 Hours
  4. Hassle-Free Process
  5. No Business Plan Required
  6. Free, No Obligation Pre-Qualification
  7. Low Competitive Rates
  8. Poor Credit, Including Bankruptcies and Tax Liens Accepted.

Funding options that we can help you access include:

  • FAST REVENUE
    BASED BUSINESS FUNDING

    This working capital product type is referred to as a Merchant Cash Advance or MCA for short. This is a factor-based type of transaction where you will receive the working capital you need FAST, and your payment will be calculated based upon the factor value of the terms of your transaction.

    • Funding from $5,000 - $500,000
    • Poor Credit Scores Accepted.
    • Qualification in Minutes.
    • Low Document Requirements.
    • Funds in Account in as little as 3 Days.
    • Affordable Payments.

  • PREMIUM REVENUE
    BASED BUSINESS FUNDING

    This working capital product type acts in the same format as an MCA. However, it is with another subset of Premium type funders. This will be a factor-based transaction and you will receive the working capital you need FAST. Repayment will be calculated based upon the factor value of the terms of your transaction.

    • Funding from $5,000 - $500,000
    • Less than Poor Credit Scores Accepted.
    • Qualification in Minutes.
    • May Have More Document Requirements.
    • Funds in Account in as little as 3 Days.
    • Affordable Payments.