From One Food Truck to Two Locations: How One Business Owner Used Working Capital to Scale

This is the kind of story One Park Financial was built for — a business owner with real revenue, real ambition, and a bank that kept saying no.

The Business

A family-owned Latin food concept that started as a single food truck in Miami. After two years of consistent operation, the owner was generating over $25,000 a month in revenue and had a loyal customer base. The opportunity to lease a brick-and-mortar location had arrived — but the bank said no.

The reason? A credit score of 640, not enough for the bank's automated system. The business itself was thriving. The paperwork said otherwise.

The Turn

The owner discovered One Park Financial through a recommendation in their community. The pre-qualification took two minutes. Within the hour, a real person from One Park Financial's team had called back, reviewed the business's bank statements, and walked through the options available.

The Result

Within 72 hours, the business owner received $45,000 in working capital. The funds covered the first and last month's lease, the initial equipment purchase, and the first two weeks of payroll for three new hires.

Twelve months later, the second location was doing $18,000 a month in revenue on its own.

What Made It Possible

• Monthly revenue of $25,000+ — well above One Park Financial's $10,000 minimum

• A clear cash flow pattern across 3 months of bank statements

• A real conversation with a human advisor, not an automated system

One Park Financial has helped over 55,000 small business owners access more than $1.5 billion in funding since 2010. If you have the revenue and the vision, see what your business could access. 

José Miguel Vera

SVP of Growth & Marketing

One Park Financial's editorial team brings together funding specialists, business strategists, and small business advocates to create practical content for the entrepreneurs we serve.