José Miguel Vera, VP of Marketing at One Park Financial.
The fintech company offers small business owners fast, hassle-free funding
One Park Financial's VP of Marketing, José Miguel Vera, declared that the firm is "in the business of growth" during an interview with Podcast Prensa Arizona, highlighting that small business owners in the state are facing a critical moment where access to capital can determine their ability to expand.
The statement comes on the eve of summer, when events like the 2026 FIFA World Cup, despite not being hosted in Arizona, are driving increased commercial activity across food, hospitality, and service sectors.
"We are not in the lending business; we are in the growth business," Vera said while presenting the company's strategy in Phoenix, where One Park Financial maintains an office to serve the Hispanic market across the Southwest.
According to the executive, their revenue-based funding model is designed to help businesses move fast when opportunities arise, something he described as essential in an economy like Arizona's.
According to the U.S. Small Business Administration (SBA), Arizona is home to more than 650,000 small businesses, which employ nearly 42 percent of the state's private workforce. Many of them, however, operate on tight margins that inflation and rising input costs have compressed even further. A Phoenix Chamber of Commerce survey found that 61 percent of local business owners consider access to working capital their biggest challenge.
"One of the greatest obstacles for a small business owner is time," Vera said during the conversation, echoing a message the company shared in a press release on April 29. "Opportunities do not wait, especially in a market like Phoenix. Business owners need capital that moves as fast as they do," he added.
One Park Financial allows businesses to pre-qualify in minutes and, in many cases, receive funds the same day.
That speed, Vera noted, has been a key factor in recurring clients of the firm growing their sales by an average of 20 percent over the last five years, according to internal company data.
The executive advised business owners to act before seasonal demand spikes, prioritize inventory, staff, and equipment that directly drive sales, and maintain tight cash flow visibility so decisions are made with current information, not guesswork.
The World Cup, by drawing global attention to North America, is expected to boost regional tourism, something Vera said merchants should be preparing for, not reacting to.
The fintech company, founded in 2010 and headquartered in Miami, operates nationally with a technology hub in Plano, Texas. In Arizona, its footprint has grown particularly strong among Latino-owned businesses that often do not qualify for traditional bank loans but do qualify for merchant cash advances.
"We do not just look at credit scores; we look at actual business performance," Vera explained.
For business owners on the fence about seeking funding, the VP was direct: "If a growth opportunity is right in front of you and the only thing holding you back is cash flow, you are already behind. Our job is to make sure that never happens."
With that philosophy, One Park Financial is working to establish itself as a go-to partner for small businesses in Arizona during a year when the ability to respond to the market quickly could mean the difference between closing doors or opening new ones.
José Miguel Vera
SVP of Growth & Marketing
One Park Financial's editorial team brings together funding specialists, business strategists, and small business advocates to create practical content for the entrepreneurs we serve.
